BKQ 122A-2

Email

Password

Not signed in.

Existing bankruptcy case

Select a case.

Part 1 — Determine Adjusted Income

1. CMI from 122A-1$0

3. Marital adjustment$0

4. Adjusted CMI$0

Final result—

2. Was Column B filled on 122A-1?

Is spouse filing with debtor?

3. Any spouse income not used for household expenses?

Part 2 — Calculate Deductions From Income

IRS / U.S. Trustee standards

Standard amounts are selected by the effective date of the bankruptcy case. The current seed is the USTP/IRS set effective July 15, 2026, including nationwide median, housing, transportation, national standards, and district Chapter 13 multipliers.

5. Number of people for deductions

State

County

Census region (automatic)

Transportation MSA (automatic)

11. Vehicles claimed

Under 65 people

65+ people

6–15. Standards / transportation

6. Food, clothing & other items

7a. Health allowance under 65/person

7g. Total health allowance

8. Housing insurance/operating

9a. Housing mortgage/rent standard

9c. Net mortgage/rent standard

12. Vehicle operating standard

13a. Vehicle 1 ownership standard

13c. Vehicle 1 net ownership

13d. Vehicle 2 ownership standard

13f. Vehicle 2 net ownership

14. Public transportation standard

15. Additional public transportation claimed

9b. Debts secured by home

13. Vehicle debt details

Vehicle 1 description

Vehicle 2 description

10. Claimed housing-standard adjustment

10. Additional amount

Explain why

16–24. Other Necessary Expenses

25–32. Additional Expense Deductions

33d. Other secured debts

34. Cure amounts needed to keep necessary property

35. Past-due priority claims

Any past-due priority claims?

Total past-due priority claims

36. Hypothetical Chapter 13 administrative expense

Eligible for Chapter 13?

Projected monthly Chapter 13 plan payment

District multiplier

Average monthly administrative expense

Supporting deduction details

Vehicle 1 monthly lease payment (loans go in vehicle debts)Vehicle 2 monthly lease payment

Number of dependent children under 18 qualifying for line 29 Education documentation, necessity and no double counting Additional food/clothing necessity and calculation

Part 3 — Presumption of Abuse

38. Total deductions$0

39c. Monthly disposable income$0

39d. 60-month amount$0

41b. 25% unsecured debt$0

41a. Total nonpriority unsecured debt